THE BLOG
INSIGHTS FROM
THAT MORTGAGE GUY TEAM
Strategies, insights, and frameworks from Scott & Keith — built for first-time homebuyers and real estate professionals.
LATEST ARTICLE
50-Year Mortgage Pros and Cons: Who Should Use It and Who Should Avoid It
The 50-year mortgage is all over the news. Everyone has an opinion. Most have never seen one up close. I have. I originated several back in 2004-2005. Let me show you both sides.
Smart Home Upgrades That Add Value and the Ones That Reduce It
Not all home improvements increase value. Some actually make your home harder to sell. Here is what works, what does not, and what buyers really want in 2026.
Do Not Fall for It: The Fake Mortgage Mail Scam Flooding Homeowners
Scammers are sending official-looking mortgage mail designed to trick homeowners into paying thousands for worthless services. Here is how to spot the scam and protect yourself.
What It Really Takes to Succeed in Real Estate Today: Lessons from Josh Tessier
Josh Tessier of the Lee Tessier Team shares what it actually takes to build a successful, sustainable real estate business in today's market. From the 2008 crash to closing hundreds of homes per year.
The Loan That Died Two Days Before Closing: What Every Homebuyer Should Know About THDA Loans
A THDA loan fell apart two days before closing when a collection dropped the buyer's credit score from 640 to 621. Here is what happened, why it happens, and how to avoid this nightmare.
The TRUTH About Home Search Websites (What Lenders Don't Tell You)
Zillow is missing thousands of listings due to a dispute with Compass. Homes.com shows hidden data that can save you thousands in negotiations. Here is how to search smarter in 2026.