For Loan Officers Ready to Build Something Real

Stop Getting Handed a Rate Sheet
and Told Good Luck.

Most loan officers get a login, a rate sheet, and a handshake. That's it. We built something completely different — a full execution infrastructure designed to help you close more loans, build real realtor partnerships, and grow a business that actually works.

Everything below is what you get. Not a course. Not a promise. The actual tools, systems, and people — already built and ready to plug into.

Text Scott (North): (443) 567-9174Text Keith (South): (615) 581-1800
2,980+
Families Closed
39+
Years Combined Experience
9
Systems Working for You
500M+
Content Views
The Full System

Everything You Get

Nine complete systems — each one built, staffed, and ready to run. Not a checklist of promises. The actual infrastructure.

Client Engine

Double your loan volume through proven strategies working in 2026

  • TikTok Live launch sprint (show concept, profile, first 5 lives outlined)
  • Weekly Live Packs — hooks, outlines, CTA scripts, captions
  • Content calendar with weekly posting plan
  • Up-to-date content ideas delivered multiple times a week (Trends, Green Screen stills, Green Screen Reaction Content, Skits, PSAs, Storytelling) — what's working right now and what you should be posting
  • All access pass to our Creator Academy — the exact blueprint That Mortgage Guy uses to generate hundreds to thousands of leads every month through video content on TikTok, Instagram, Facebook, and YouTube

Realtor Engine

  • Bi-weekly Realtor Playbooks — complete campaigns with outreach scripts and follow-up
  • Every playbook includes ready-to-send emails, texts, DMs, voicemail scripts, and short form video scripts — everything needed to get referrals from agents without writing a single word yourself
  • Personalized slide decks built in Canva to teach cutting edge classes to realtors
  • Scott as the credibility anchor on select agent Zooms and events

Deal Support

  • 181 lenders with searchable guidelines — instantly find the best placement for any loan scenario across every lender in the system
  • Lender pricer — price across lenders in real time to find the best rate for your client before you ever lock
  • Deal desk group — post any scenario and get fast answers from experienced mortgage professionals on structure, placement, and qualifying
  • Deep application questionnaire for discovery calls
  • Mortgage Coach software for presenting loan scenarios to clients and the blueprint for pre-approval Zooms
  • Free AI credit repair that repairs your clients' credit in real time
  • An ops team with 60+ combined years of mortgage experience to help solution any issue — deal structure, qualifying, reviewing income docs, running DU, all things ops handled in house for you

50-State Referral System

  • Out-of-state leads matched and closed with a vetted local loan officer
  • Full applications with docs collected and borrower pre-approved before handoff — for every state you are licensed in
  • Referral comp on every closed deal routed through the system

Rate & Market Intelligence

  • Weekly personalized rate site built around you — your name, your brand, your markets — with current rates and up-to-date market information your clients and referral partners can actually use
  • Personalized link in bio landing page connected to a full funnel that captures leads and drives them all the way through to a complete loan application
  • Link hub software — all key links organized and labeled for fast sending

Operations & Processing

  • Dedicated operations manager — handles day-to-day pipeline coordination and follow-up
  • Dedicated processor who submits your loan files and works all conditions start to finish
  • Optional LOA role for more support in transactions — pre-approval letters, fee sheets, running DU, chasing conditions, pricing loans, locking, disclosing — all things transactions
  • One system for all client documents from lead to fund — everything in one place, nothing lost, no chasing files
  • Standard Operating Procedures for over 400 mortgage business tasks — plus searchable software so you can find exactly what you need instantly
  • Mobile pre-approval software — instant pre-approval links to send realtors on the go
  • Template library — pre-approval emails, conditions checklists, agent update texts

Sales & Scripts

  • Custom Sales GPT trained on the world's top sales trainers — generate call scripts, objection handlers, and follow-up sequences on demand for any scenario
  • Access to Alex Hormozi's team, Russell Brunson's team, Tom Ferry, and many more multi-billion dollar entrepreneurs deployed into our businesses helping us refine on a weekly basis

Marketing & AI Intelligence

  • Weekly briefing on the most current marketing strategies and AI tools being used in the mortgage industry right now
  • AI agents deployed into your CRM building out and sending pre-screened custom messages based on the client profile — pre-approved buyer touches, past clients, Realtors, referral partners, cold leads, and more — automating client communications that actually get responses
  • Early access to what's working, what's emerging, and what to implement before everyone else catches on

Coaching & Community

  • Two calls per week — what's working now in the mortgage market, training, and live Q&A and hot seats
  • Eligibility for national referral leads generated by Scott's content

Virtual Assistants

Powered by Click Virtuals — built for mortgage pros

  • 909+ mortgage-specific tasks available — from realtor outreach and email campaigns to social content and lead magnets
  • Day, Night, LOA, ISA, and Processor VA specialists — trained by role, not as generalists
  • 24-hour average turnaround with proven SOPs built specifically for the mortgage industry
  • Delegate marketing, outreach, CRM management, and admin — everything that doesn't require your license
  • No contract, no setup fee, transparent pricing on every task — start with one task today at clickvirtuals.com

SOPs & Checklists

The exact playbook to close $5M+ per month in volume

  • Standard Operating Procedures for 400+ mortgage business tasks — searchable and ready to deploy
  • Closing checklists for every loan type — conventional, FHA, VA, USDA, Non-QM, Jumbo, and more
  • The exact daily, weekly, and monthly workflow used to close $5M+ per month in loan volume
  • Pre-approval to clear-to-close pipeline management system — nothing falls through the cracks
  • Realtor communication templates, borrower update cadences, and condition-chasing scripts built in
  • Onboarding checklist for new LOs — get fully set up and producing in your first 30 days

What Most LOs Get vs. What You Get with Us

✕
What Most LOs Get
  • ✕A login and a rate sheet
  • ✕Generic sales training that doesn't apply to your market
  • ✕No realtor outreach system — you're on your own
  • ✕Out-of-state leads that go nowhere
  • ✕A CRM you paid for and never set up
  • ✕A static website nobody visits
  • ✕No processor support until it's too late
  • ✕Content advice from someone who's never closed a loan
  • ✕Quarterly meetings that cover nothing new
✓
What You Get with Us
  • A complete Client Engine — live packs, content calendar, weekly ideas
  • Bi-weekly Realtor Playbooks with every script written for you
  • Scott on select agent Zooms as your credibility anchor
  • A 50-state referral system with vetted LOs and referral comp
  • A fully loaded CRM connected to a real funnel that captures leads
  • A personalized rate site and link-in-bio funnel — live and updating
  • A dedicated processor and virtual ops manager in your corner
  • TikTok Live coaching from a half-billion-view mortgage influencer
  • Two coaching calls per week — live Q&A, hot seats, what's working now
The Company Behind the Platform

Powered by Barrett Financial

When you partner with us, you join Barrett Financial — a top-tier wholesale and mini-correspondent lender licensed in 49 states. Here's exactly what that means for your business.

Comp Model

Simple, transparent, no surprises

  • Flat $695 per file — only cost to the LO
  • No comp cap
  • No percentage split
  • 1099 independent contractor (W2 available in select states)
  • No recruiting requirement

Product Access

160+ lenders, every loan type

  • 160+ wholesale lenders
  • Top partners: UWM, PennyMac, Freedom Mortgage, NewRez, Kind Lending, Windsor, PRMG, The Loan Store
  • Mini-correspondent with 10 lenders — LO controls yield spread, points, and pricing — make up to 400 bps per transaction
  • Full conventional, FHA, VA, USDA, Non-QM, Jumbo, DSCR, construction, reverse

Support — The HUB

Helping Unite Barrett

  • LOA support team — handles full loan flow from intake to funding, docs, AUS, disclosures, compliance, pipeline management
  • Gov team — VA COE and appraisal orders, Non-Del FHA case numbers, CAIVRS, FHA case queries, FHA refi worksheets, USDA/GUS
  • Help Desk — fast email support for operational and process questions
  • Weekly mini-corr training with funding team

Technology

Modern LOS built for speed

  • ARIVE LOS/POS — $79/month
  • First-to-market mobile pre-approval system — send a link and your borrower downloads their pre-approval letter instantly, no login required

Marketing

In-house team, done for you

  • In-house marketing team
  • Free flyers, videos, social content, landing pages, custom materials provided
  • Link-in-bio funnel — turns your content and TikTok Lives into actual loan applications by capturing leads and walking them through to a full app

Reputation

Proven track record borrowers trust

  • 4,500+ Google reviews at 4.9 stars
  • 1,700+ Zillow reviews at 4.9 stars

Business Ownership

Your book, your clients, your business

  • Your book of business is yours — not the company's
  • Your clients are yours
  • Portable pipeline
  • True autonomy — set your own comp, pricing, and business strategy

Licensing

Nationwide reach

  • Licensed in 49 states
  • 1099 with W2 available in select states
Common Questions

Before You Reach Out

The questions most loan officers ask before getting on a call.

Ready to Build Something Real?

This isn't a pitch. It's a conversation about whether what we've built is the right fit for where you want to go. No pressure. No fluff.

North Region — Scott Betley

Text Scott: (443) 567-9174Call Scott: (443) 567-9174

South Region — Keith Goeringer

Text Keith: (615) 581-1800Call Keith: (615) 581-1800